Mortgage Modification is a Fraud

I represent homeowners from all walks of life who have been hurt by the recent downturn in the economy. Some have lost their jobs as a result of employers trying to cut back in order to stave off foreclosures themselves. Others have high medical bills and are finding it difficult to buy medication and pay their home mortgage. Recently, the federal government initiated a program designed to help homeonwers modify their home mortgages through their mortgage company. The Making Homes Affordable act was part of a $50 to $75 billion government effort to prevent foreclosures. Now it has come to light that many mortgage companies have taken the "who, me?" approach when it comes to approving these modifications. Homeowners are spending hours on the phone with their mortgage companies, sending in voluminous documents with personal information that seem to become lost when it reaches the mortgage companies (even though the homeowner has verification of the delivery) and enduring other sneaky tactics designed to deny homeowners access to this program. Now someone is fighting for these homeowners. See below.

clipped from www.hppinc.org Making Home Affordable HAMP Litigation On July 28, 2009, two Minnesota homeowners sued the government alleging that the administration of the federal foreclosure prevention and loan modification program violated their procedural due process rights.  Specifically, the Home Affordable Modification Program does not require the government to provide written notice of the specific reasons for a denial and notice of a right to appeal, a uniform procedure for appealing an adverse decision, and a method to undo a foreclosure that was done in violation of program guidelines or otherwise unlawful.